Swapin is a lightning-fast Web3 payments solution facilitating seamless transactions between crypto and fiat. Whether you're making a personal payment, sending money to loved ones, or settling any bill, Swapin ensures quick crypto-to-fiat transfers in mere minutes.
The fees associated with your transaction include the Swapin crypto-to-crypto transfer fee, a bank transfer fee, and the crypto-to-fiat exchange rate. The total fee is influenced by the transaction amount and the specific Swapin product you're utilizing.
General fees
Open a personal account | Free |
Open a business account | Free |
Account maintenance | Free |
Minimum transaction amount | 5 EUR |
Maximum transaction amount | Limits are set based on the provided financial information |
Refund fee | 50 EUR |
Transaction fees
SwapinBuy
Buy crypto directly from your bank account.
SwapinBuy fees apply for both personal and business accounts.
Transaction volume | Swapin Fee | Network fee | Fiat to crypto exchange rate |
From 5 € to 15 000 € | 1.35%, min. 2.95 € | Based on network, fixed | Floating |
Over 15 000 € to 30 000 € | 1.1%, min. 2.95 € | Based on network, fixed | Floating |
Over 30 000 € | 0.8%, min. 2.95 € | Based on network, fixed | Floating |
SwapinGet
Sell crypto and get fiat to your bank account.
SwapinGet fees apply for both personal and business accounts.
Transaction volume | Swapin Fee | Bank transfer fee | Minimum fee | Crypto to fiat exchange rate |
5 EUR minimum* | 0.8% | 0.2% | 2.95 € | Floating |
* If a payment is less than 5€, it may appear as successful on the blockchain during the transaction. However, in our system, the payment will not be processed and will not be visible in your transaction history.
SwapinPay
Pay with crypto and the recipient will get fiat.
SwapinPay fees apply for both personal and business accounts.
Transaction volume | Swapin Fee | Bank transfer fee | Crypto to fiat exchange rate | Minimum fee |
From 5 € to 15 000 € | 1.35% | 0.4% | Fixed for 30 mins | 2.95 € |
Over 15 000 € | 1.1% | 0.4% | Fixed for 30 mins | 2.95 € |
Over 30 000 € | 0.8% | 0.4% | Fixed for 30 mins | 2.95 |
SwapinCollect
Accept crypto as a business and get fiat in your bank account.
SwapinCollect fees apply to a payer, an end customer, who pays a merchant’s invoice.
Transaction volume | Swapin Fee | Bank transfer fee | Minimum fee | Crypto to fiat exchange rate |
From 5 € to 15 000 € | 1.35% | 0.4% | 2.95 € | Fixed for 30 mins |
Over 15 000 € to 30 000 € | 1.1% | 0.4% | 2.95 € | Fixed for 30 mins |
Over 30 000 € | 0.8% | 0.4% | 2.95 € | Fixed for 30 mins |
Supported currencies
| SwapinGet, SwapinPay | SwapinBuy |
Fiat | EUR, GBP | EUR |
Crypto | Bitcoin, Ethereum, Litecoin, Bitcoin Cash, Dash, TRX, USDC, USDT, Dai, BNB | Bitcoin, Ethereum, USDC, USDT |
Payment processing times
95% of Swapin crypto-to-fiat transactions are processed in 5 mins or less. However, national bank holidays and weekends might affect the waiting times for non-instant SEPA bank transfers.
Crypto transfer to Swapin | 5 mins |
Instant SEPA Bank Transfer | 5 mins |
SEPA Bank Transfer | 1 business day** |
**National bank holidays and weekends might affect the waiting times
Visit the European Central Bank page to see the interactive map of countries in the Single Euro Payments Area (SEPA).
You can check any IBAN for Instant SEPA support (SCT-inst) on this page.
As stated in our Terms of Service we may ask you for additional details about your transactions to comply with AML regulations. Fees for non-EEA clients will be calculated based on the use case.