What are the Swapin Fees and Conditions?

Accounts

Open a personal account	Free
Open a business account	Free
Account maintenance	Free
Minimum transaction amount	5 EUR
Maximum transaction volume	Unlimited, but a limit may still apply based on the customer’s provided financial information

Transaction fees

SwapinPay: exchange crypto and pay fiat to anyone

Transaction volume	Swapin Fee	Bank transfer fee	Crypto to fiat exchange rate
From 5 € to 15 000 €	1.35%	0.4%	Fixed for 30 mins
Over 15 000 € to 30 000 €	1.1%	0.4%
Over 30 000 € to unlimited	0.8%	0.4%

SwapinPay fees apply for both personal and business accounts.

SwapinGet: exchange crypto and get fiat on your bank account

Transaction volume	Swapin Fee	Bank transfer fee	Crypto to fiat exchange rate
From 5 € to unlimited	0.8%	0.2%	Real-time

SwapinGet fees apply for both personal and business accounts.

SwapinCollect: accept crypto as a business and get fiat on your bank account

Transaction volume	Swapin Fee	Bank transfer fee	Crypto to fiat exchange rate
From 5 € to 15 000 €	1.35%	0.4%	Fixed for 30 mins
Over 15 000 € to 30 000 €	1.1%	0.4%
Over 30 000 € to unlimited	0.8%	0.4%

SwapinCollect fees apply to a payer, an end customer, who pays a merchant’s invoice.

Supported currencies

Fiat	EUR, GBP (more to come)
Crypto	Bitcoin, Ethereum, Litecoin, Bitcoin Cash, Dash, TRX, USDC, USDT, Dai, BNB, BUSD

Payment processing times

95% of Swapin crypto-to-fiat transactions are processed in 5 mins or less. However, national bank holidays and weekends might affect the waiting times for non-instant SEPA bank transfers.

Crypto transfer to Swapin	up to 5 mins
Instant SEPA Bank Transfer	up to 5 mins
SEPA Bank Transfer	1 business day

Visit the European Central Bank page to see the interactive map of countries in the Single Euro Payments Area (SEPA).

You can check any IBAN for Instant SEPA support (SCT-inst) on this page.

As stated in our Terms of Service we may ask you additional details about your transactions to comply with AML regulations. Fees for non EEA clients will be calculated based on the use case.